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...That raises concerns they will lose faith in the long-term value of 401(k) and other retirement savings plans and reduce contributions....
...It means that managers can continue to offer mutual funds to users of retirement schemes such as 401(k) plans, which give equal tax status to ETFs and mutual funds....
...Instead, employers offered to match their workers’ contributions to a slate of mutual funds inside a tax-advantaged retirement plan, usually known as a 401(k) after the relevant section of the tax code....
...However F/m argues that the funds, like all ETFs, are largely off limits to investors saving for their retirement in 401(k) pension plans, a key market for bonds....
...“In the US, everyone I know invests, whether it’s for their kids’ college funds or their 401(k) [pension] top-up . . . in the UK it’s only a minority who call themselves confident investors,” said Olley,...
...In May fund manager Fidelity announced it would allow investors to add cryptocurrencies to their portfolios in 401(k) retirement schemes....
...While a number of big asset managers offer robo-advisers to retail clients, NextCapital is unusual in that it provides services within 401(k) plans....
...I make the most of tax breaks (pensions and Isas for readers in the UK; 401(k) plans and Roth IRAs in the US) which make paper losses slightly easier to bear....
...US law discourages employers from putting ESG funds into 401(k) retirement plans....
...The group, which has partnered with Mike Novogratz’s Galaxy Digital to launch a suite of crypto products, will still push ahead with plans for an ETF that holds digital tokens, rather than futures that track...
...Across the Atlantic, regulatory changes have made it possible for so-called mom-and-pop investors to gain access to private equity via their defined contribution pension plans, the 401(k)....
...and within 401(k) plans....
...Adviser Joe DeNoyior believes the promise of a guaranteed income for life can be a game-changer for employees investing in 401(k) retirement accounts....
...Auto-enrolment schemes where employers contributed alongside employees, similar to existing 401(k) plans, would deliver higher pension benefits but were likely to capture fewer workers because more companies...
...Nearly 60 per cent of all ongoing 401(k) pension scheme defined contributions are directed to TDFs, according to research firm Cerulli Associates, making them “by far the most common default investment”...
...And your 401(k)s [private pension plans]: throw them out the window, because you know what is going to happen,” Mr Trump said. Mr Biden defended his approach during his rally....
...(k) Market (BBG) Energy Source is back...
...Molasses runs downhill faster than the US 401(k) industry adapts to new investment trends, according to pension advisers....
...(k) plans....
...more active role in climate fight (Axios) The Big Chill: DOL Actions to Slow ESG Adoption in 401(k)s (Ignites)...
...It now makes the bulk of its money running 401(k) retirement plans and other employee benefits offerings. These services generate steady fees from captive assets....
...The most fundamental change was the shift from defined benefit pensions to defined contribution 401(k) plans, which has linked the future of so many Americans, in a Faustian way, to the fickle fortunes of...
...The company is an important supplier of 401(k) pension plan services and other savings products to millions of Americans....
...(k) pensions are rife....
...Tax rules demand that employees saving for retirement or education put their money into equity and bond mutual funds in 401(k) and 529 plans....
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