Hints and tips:
...Home Depot chief financial officer Richard McPhail said the do-it-yourself retailer was, like many economists, assuming flat economic growth and consumer spending in 2023....
...Letter in response to this article: Royal Mail’s version of the CDC pension is unfair to younger members / From John Ralfe, John Ralfe Consulting, Nottingham, UK...
...Finlay McPhail, by background an engineer for an IOC, flagged up a number of reasons why although there was “a huge push to move forward on this topic, and a great deal of work being done”, digital transformation...
...“The government has unfinished business with pension tax reform,” said Tom McPhail, head of policy with Hargreaves Lansdown, the investment managers....
...“CDC can only work in the UK if it is strictly regulated,” said John Ralfe, an independent pensions expert....
...Tom McPhail, head of retirement policy with Hargreaves Lansdown, said: “There are no votes to be won in telling people they have to work longer, so it is hardly surprising the government has chosen to kick...
...John Cridland was appointed to review the state pension age and has recommended it should rise from 67 to 68 by 2039, seven years earlier than currently timetabled....
...And Merryn was discussing her investment outlook with FT's Claer Barrett and John Eley plus Chris Darbyshire from Seven Investment Management....
...Archivist Mhairi McPhail brings her nine-year-old daughter to Fascaray, a fictional island on the north-west of Scotland, after the breakdown of a relationship....
...Tom McPhail, head of retirement policy at Hargreaves Lansdown, the UK financial services group, broadly welcomed Lord Turner’s proposals....
...John Wraith, head of UK rates strategy at UBS, which is expecting the bank to reintroduce QE, said the fall in gilt yields had blown a hole in already colossal deficits....
...Tom McPhail, head of retirement policy at Hargreaves Lansdown, says: “The problem pension schemes face is that since 2008, monetary easing designed to keep the economy growing has driven down bond yields...
...John Cridland, a former chief executive of the CBI, the employers’ group, will head the review, which will make its recommendations by May 2017....
...Hargreaves Lansdown’s Tom McPhail says changing the law for one struggling employer would prompt others to lobby for the same favour....
...“We would like the government to consider the idea of a portal to trade annuities,” said John Lawson, head of policy with Aviva, one of Britain’s leading providers....
...● John Husselbee is to become head of Liontrust‘s new multi-asset team, while Paul Kim joins as a senior fund manager in the new group....
...According to Ray Boulger of John Charcol, the mortgage broker, a longer-term fix looks more attractive in the current interest-rate environment....
...But the investment industry still has a long way to go to encourage trust among investors, says John Kay, the economist who was commissioned by the government to look into the country’s equity markets....
...Or as Tom McPhail, pensions expert at Hargreaves Lansdown, put it: “Public policy focus should be directed towards improved decision making…rather than announcing a makeover for the Emperor’s new clothes...
...Last month, the chain parted company with chief executive Carl McPhail and chairman John Gildersleeve following sharp sales declines and a failed IPO attempt....
...Carl McPhail, who became chief executive in 2008, has resigned from the board with immediate effect....
...“Under auto enrolment, employers are already facing a substantial increase to their pensions bill,” said Tom McPhail, head of pensions research at Hargreaves Lansdown, the independent financial advisers....
...“A male planning on buying an annuity in the next few months might want to get on with it,” explained McPhail....
...Mr McPhail estimated that while 50 per cent of the sales decline in the UK could be attributed to a shrinking market, the other 50 per cent could be attributed to this office move....
...The retailer parted company with chief Carl McPhail and chairman John Gildersleeve last month after sharp sales declines and a failed IPO attempt....
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