Hints and tips:
...One segment of the market (Open U, U of Phoenix, et al) specialise in delivering online courses for large audiences....
...But he also asks the question: are cracks rallying because of decisions this quarter by refineries like Sunoco, Valero, et al to take capacity offline, or are cracks rallying in spite of those actions?...
...What really happened at Northern Rock, Royal Bank of Scotland et al? This gives you a clearer idea....
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