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...While investors in workplace pensions who see high exposure to UK shares in their employer’s default funds might choose to opt out for the same reason....
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...The “pot for life” proposals come alongside a broader push by the government to increase pension fund investment into areas that could help the economy, such as early-stage companies and infrastructure....
...This requirement has resulted in tens of millions of small pension pots building up in the system, as workers move jobs and switch to their new employer’s scheme....
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...At present, when someone starts a job, their employer automatically enrols them into the company pension it has selected. This means a new pension pot is created each time they move jobs....
...The government believes the investment potential of these funds could be unleashed by expanding the role of the Pension Protection Fund, which currently only takes on a company’s scheme when the employer...
...Sarah O’ConnorOther than forging cheques, it would have been great to learn something about pensions and why they’re important so that, you know, when I did have the opportunity to pay into a pension at...
...“Just hoping for the best with a pension fund your employer provided you” was never going to be enough....
...FT Money looks at everything from severance payments and debt management to maximising pension benefits — and offers advice on how to limit the impact on your household finances....
...We need pension funds to consult their underlying membership to inform their stewardship and fund managers to canvas the views of retail investors....
...There’s further reassurance if your employer is expanding or even if they are just treading water — as long as the company remains in business, it has an obligation to honour its pensions promises....
...and your employer....
...This becomes an issue if the worker rejoins the company pension plan and begins to save into it again, with the employer also making contributions....
...the FT’s Michael O’Dwyer and Stephen Foley revealed....
...Claer Barrett Henrietta is already paying the max into her workplace pension, ensuring she gets the most free money from her employer’s matched contributions....
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...P&O Ferries is also a member of two industry wide multiemployer schemes — the Merchant Navy Ratings Pension Fund (MNRPF) and the Merchant Navy Officers Pension Fund (MNOPF) — both with dozens of different...
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