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...Retirement-focused investors have poured more than $20bn into US exchange traded funds that cap gains but limit losses over the past two years, posing a competitive challenge to established offerings from...
...I bought an S&P 500 fund a few weeks later, selling again in September for a tidy 12 per cent profit. I felt smug after share prices dropped almost a tenth over the subsequent two months....
...More than half of BlackRock’s $10tn in assets under management are retirement savings, including institutional pension funds, corporate defined contribution plans known as 401(k)s and individual accounts...
...But US equities returns are very likely to be lower in the next 10 years than the last 10, for the simple reason that they were extraordinarily high in the past decade, at 12 per cent annually for the S&...
...To be confident their pension money will last through retirement, a saver has conventionally been told to limit withdrawals to 3-4 per cent of the value of the fund each year....
...The challenge to mutual fund dominance has been brewing since State Street launched the very first US ETF in 1993, an S&P 500 tracking fund known as SPY that now has $500bn in assets....
...In the US, the S&P 500 had its best first quarter since 2019. Fixed income funds reported inflows of $42bn and equity funds received $18bn, for total long-term flows of $76bn....
...I view my own stocks and shares Isa as a flexible retirement fund which I’m hoping to leave invested for decades to come....
...My UK online broker offers me a couple of S&P 500 funds and a FTSE 100 one. I think I’ll pass, however — and here is my logic....
...Residents and their employers are compelled to contribute a significant portion of their salaries to the Central Provident Fund, from which they can draw money to pay for healthcare, housing and retirement...
...the S&P 500 within another Isa held with Vanguard....
...The hedge fund manager getting all the attention, of course, is Nelson Peltz, the octogenarian co-founder of Trian Fund Management....
...Some of the funds have put on “dirty hedges” to protect windfalls as big as $200mn. Hedging, however, is expensive. One fund lost $10mn on its hedges on Tuesday, sources told DD....
...The main index in the US is the S&P 500. You can buy funds that contain all 100 companies in the Footsie for example, or 500 companies in the S&P....
...against two exchange traded funds tracking the US market....
...In Europe, for example, more than 90 per cent of active equity funds now trail their benchmarks over a decade, based on S&P Dow Jones data....
...It’s only barely enough for inclusion into the S&P 500....
...It warned that this generation of savers is “transitioning from being strong accumulators approaching retirement to being net decumulators in retirement”....
...And its retirement business has continued to grow, with record inflows into its target date funds this year. Two-thirds of T Rowe’s assets are now retirement related, Sharps said....
...Christopher Ailman, CIO of the $327bn Calstrs retirement fund, the second-largest public pension plan in the US, insists that engagement — or trying to influence companies to change their practices by remaining...
...Fitch has already downgraded France’s rating, while S&P maintained it in December and will review it again by April....
...Some are nearing retirement age, part of a larger demographic shift, and may be tired of the quarterly earnings grind....
...Without them, it jumped just 12 per cent: a tech sector tail has been wagging the S&P 500 dog....
...activities initially, but ultimately, it is adoption of bitcoin for transactions that will generate revenues needed to make mining profitable in the long run,” said Andrew O’Neill, managing director of S&...
...However, this may mean they have insufficient funds to provide for them in retirement....
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