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...MS Amlin, which has not made a significant underwriting profit since it was taken over by Japan’s Mitsui Sumitomo in 2015, achieved an adjusted combined ratio of 86.6 per cent last year, according to full-year...
...All this data combined is used to decide whether to offer insurance cover and at what price....
...Premiums from its general insurance division, which includes car insurance, also grew....
...The specialist market’s 2023 combined ratio — a measure of claims and expenses as a proportion of premiums — was an impressive 84 per cent, a 7.9 percentage point improvement....
...According to an index from insurance broker Marsh, global commercial insurance rates rose in the final three months of last year, the 25th straight quarter of increases....
...Over the same period, it achieved a combined ratio — claims and expenses as a proportion of premiums — of 82 per cent. Anything below 100 per cent represents a profit....
...Analysts at Jefferies said the potential tie-up “makes sense”, arguing that Ageas and Direct Line’s combined share of the UK insurance market would be likely to provide cost savings but without worrying...
...According to the Office for National Statistics, the proportion of UK-listed shares held by insurance and pension funds has fallen since 1997 when the two sectors held a combined 45.7 per cent of UK quoted...
...The combined force of Babet, Ciaran and Debi created £352mn in claims for damaged homes, according to the Association of British Insurers, which said it was too early to gauge the scale of damage from the...
...Cigna is in talks to merge with Humana in a deal that would create a US health insurance giant worth $140bn and provide a significant test for antitrust authorities, according to people briefed about the...
...Swings in weather, high inflation and strained supply chains all combined to drive up home insurers’ losses last year....
...The restrictions set out by the Federal Deposit Insurance Corporation on Thursday would apply to any takeover that created a bank with more than $50bn in assets, and increase for any deal above $100bn....
...Lloyd’s of London has delivered its best underwriting performance since 2007 and signalled that commercial insurance prices are likely to stay high in the coming years....
...“It’s that, combined with the antipathy of international investors to the UK economy.”...
...The combined effect of a 4p cut is worth an average £900 to 27mn workers....
...the insurance sector”....
...The combined 4p cut to a new rate of 8p was worth an average £900 to 27mn workers, even if the overall national tax burden continues to rise....
...Demand has recovered, but its insurance division has since suffered from spiralling inflation in the cost of claims....
...But sluggish economic growth, high inflation and a climbing tax burden have combined to deliver a formidable squeeze on living standards....
...The IRA’s bombing campaign, combined with a general pullback from reinsurers after US hurricane losses, had created a market failure in terrorism insurance as underwriters held back from offering cover....
...The Budget, which combined tax cuts with a challenge to Labour to say how exactly it will fund its spending plans, is a pivotal moment, and Sunak will be scanning the polls anxiously to see how it lands....
...The car, home and business insurer, whose results often set the tone for the insurance earnings season, managed an improved combined ratio — claims and expenses as a proportion of premiums — of 85.8 per...
...They seek regulatory certainty, political risk insurance and foreign exchange risk mitigation....
...Chote concluded that the combined impact of a recent cut to national insurance, along with above-inflation increases to tax thresholds since 2010, meant that the average earner would pay £1,000 less in personal...
...Direct Line on Thursday reported a combined operating ratio — a key measure of underwriting profitability that measures claims and expenses as a percentage of premiums — of 106.4 per cent, up from 88.7 per...
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