Hints and tips:
...That raises concerns they will lose faith in the long-term value of 401(k) and other retirement savings plans and reduce contributions....
...More than half of BlackRock’s $10tn in assets under management are retirement savings, including institutional pension funds, corporate defined contribution plans known as 401(k)s and individual accounts...
...But the A class shares trade at $634,030 — meaning a single share is worth four times as much as the average 401(k) plan on Vanguard’s numbers. Sure, no splits means missing out on froth....
...However F/m argues that the funds, like all ETFs, are largely off limits to investors saving for their retirement in 401(k) pension plans, a key market for bonds....
...Molasses runs downhill faster than the US 401(k) industry adapts to new investment trends, according to pension advisers....
...It now makes the bulk of its money running 401(k) retirement plans and other employee benefits offerings. These services generate steady fees from captive assets....
...(k) pensions are rife....
...cuts and action plans to address costs....
...“What has happened in Asia is that most of the savings airlines gained from lower fuel prices have been passed through to consumers in lower ticket prices,” Mr Webb said....
...The laggard airline United Continental believes it is also the way to commercial riches.”...
...He launched TPG in 1992 with co-founder Jim Coulter, and its founding deal was the highly profitable takeover of Continental Airlines....
...The most common type of DC plan, known as the 401(k), is named after what was at first a little-noticed clause in a 1978 US tax law....
...He was one of six candidates nominated to join the board of United Airlines, which was formed in 2010 from the merger of United and Continental....
...He describes the growth of the US 401(k) [private pension] system as a “wonderful development” while acknowledging that transferring the main responsibility for retirement provision to individuals in defined...
...This is coming to the fore in the US with the increasing use of 401(k) saving plans, a DC-type pension scheme where tax charges are deferred until retirement....
...American is currently improving its yield and other indicators far faster than rivals such as Delta and United Continental....
...In 1980, 401(k) [US workplace retirement savings plans] did not hold much in the way of assets. Now almost half of the industry’s assets are in 401(k)s....
...Banks also say that administering 401(k) plans increases opportunities to market other products to plan participants....
...By 2025, ETF industry assets could reach $9.2tn if serious traction can be established in US 401(k) retirement plans....
...She has already tapped her 401(k) retirement plan and exhausted her savings – and her home is in foreclosure....
...For example, in the US, members of 401(k) defined contribution schemes can take out loans from their pensions....
...Airlines have room for manoeuvre. Many have locked in lower prices through hedging, and a more efficient use of aircraft provides opportunities for savings to offset higher oil costs....
...A few of its funds are among the most widely distributed in the 401(k) plan channel, including its 500 Index Fund and the Institutional Index Fund, according to BrightScope research....
...BA and Iberia also say that they will achieve significant savings from their tie-up: €400m ($516m) of savings within five years....
...The airline is working on a recovery plan, due to be approved by the UK pensions regulator by June 30....
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