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...“The market seemed to adjust to rates of around 4 per cent,” says Lucian Cook, head of residential research at Savills estate agency....
...“It doesn’t hugely turn the dial,” Cook said. “What it does is give those people who can get hold of mortgage finance a bit more confidence to be able to do so....
...“You might be addressing the deposit affordability issue, but you’re still left with the mortgage affordability issue,” Cook said....
...“Sellers are having to continue to rein in their price expectations,” says Lucian Cook, head of UK residential research at estate agent Savills....
...I am a good cook but have yet to master the art of sushi. So, interest-only it is. I’m 53 now and will be 55 when I have to reorganise my finances. So is that a wise strategy?...
...Cook said the number of first-time buyers was actually higher than some analysts had expected, given the mortgage shock, “but that is very heavily reliant on the Bank of Mum and Dad to help them get there...
...“People in London and the south would do so at a slightly earlier stage in life, because there’s more equity to be unlocked,” said Cook....
...Lucian Cook, head of residential research at estate agent Savills, said the measures appeared tailored to “‘raise more revenue, as much as to address the housing crisis”....
...Culinary trompe l’oeil has a long tradition that stretches from sotelties at banquets in the Middle Ages (where guests might encounter castles made of capons) to the kitschy centrepieces that became all...
...It was the 2008 subprime mortgage crisis that inspired my book Princess Persephone Loses the Castle....
...They cook together, even as time separates them, linked inextricably by sugar, blood and tradition. Too many cooks spoil the broth? Not in my experience....
...A “gradual normalisation” of Bank of England interest rates, which Cook expected to take place from next year, would ease pressures on mortgage affordability, he said....
...“These markets saw more significant falls [than city locations] as buyers focused more on the practicalities of commuting and limited how much debt they were prepared to take on,” says Lucian Cook, head...
...In that book, an observer arrives in a village, seeking access to its castle....
...Mortgage rates have ticked lower with the average five-year fixed deal now at 5.35%, down from 5.92% this time last year, according to Rightmove....
...The government had been under pressure to ease the financial strain on landlords, as rising mortgage costs threaten to force property owners to sell up, reducing the supply of rental homes and pushing up...
...Even Augustus lived pretty simply and, apparently, liked to cook himself. Roman elegance is in proportion and standards....
...Lucian Cook, head of UK residential research at estate agents Savills, said the figures were still “surprisingly robust”, noting that while confidence in the housing market had been improving, buyers would...
...Cook of Savills, however, said fears of a return to the 1970s, when rents were regulated and tenants could be evicted only on breach-of-tenancy terms, were overblown....
...Lucian Cook, head of UK residential research at estate agents Savills, said the recent further increases in borrowing costs would stretch the finances of prospective home buyers....
...It is absurd that Britain is a place where people who bet on onion prices or sell mortgage books are subject to much more stringent rules on record-keeping than politicians who locked people in their houses...
...And its castles prove the perfect metaphor. Some do stand proud, but the majority are a blink-and-you’ll-miss-them blemish in a field that’s now farmed....
...Investing: A small German mortgage lender has become one of Europe’s most-shorted stocks because of its exposure to US commercial property....
...“We’ve enjoyed a huge surge in demand”, said Graham Cook, chief executive of All Star Lanes, who said the chain experienced 20 per cent like-for-like revenue growth in 2023 compared to the previous year....
...The flurry of issuance has continued this week, with highly rated borrowers including General Motors Financial, phosphate producer Mosaic and telecoms tower owner Crown Castle announcing fresh deals....
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