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...But Maxey really isn’t a fan of pod shops either, calling them a “massive moral hazard machine” that will probably be a major culprit in the next crisis....
...We can address the issue of moral hazard from a position of strength.”...
...“Any expansion would also risk introducing moral hazard into DB scheme decision-making.”...
...This comes at the expense of promoting a sense of moral hazard among local government borrowers....
...The groups may keep pushing local authorities to sell assets to pay down their debt and stick to the principle of no direct central government bailouts to avoid moral hazard, the three people said....
...“This shows Beijing is still firmly committed to de-risking and moral hazard reduction,” said Rory Green, head of China and Asia research at TS Lombard....
...I take issue with Jeremiah D Braunlin’s letter “By letting SVB fail you avoid future moral hazard” (March 21). It would avoid moral hazard, but at what cost?...
...Jeremiah D Braunlin Ridgewood, NJ, US Letter in response to this: Moral hazard — a Pyrrhic question for many savers / From Christos Rotsas, Former MP, Nicosia, Cyprus...
...The main cause of moral hazard is limited liability, especially when this applies to bank managers’ large shareholdings, mostly from bonuses....
...The Fed’s decision to guarantee non-insured depositors of Silicon Valley Bank is “the most wonderful example of moral hazard we’ve come across for quite a while”, says Standard Chartered chief Bill Winters...
...Given the moral hazard implied in the protection of depositors, would taxpayers be on the hook once again?...
...The governor refused levels of support beyond those provided on the basis of moral hazard, and since we now know that some of the same bankers supporting the chancellor’s pleas for more help were either...
...But safeguards should be put in place to address the moral hazard of debt forgiveness....
...Although deposit insurance provides some protection, researchers at the BoE have noted that it is a double-edged sword that encourages moral hazard in banks and systemic risk....
...First, there is the moral hazard risk that comes from making all depositors whole on the money they have with SVB....
...Finally, whatever-it-takes policies are likely to increase moral hazard....
...It also risks moral hazard by making insurance for the worst-rated drivers more accessible. Insurance underwriting is far from perfect but younger drivers are indeed riskier on average....
...But the state is constrained by fears of worsening moral hazard, and by its desire to curb over-indebtedness....
...The existing system decays further as it’s discredited by moral hazard-related actions....
...The problem with extending it is that it increases moral hazard. The theory is that blanket guarantees encourage some bankers to act recklessly....
...To counter the feared “moral hazard”, the industry is lobbying for customers to be charged an excess on claims, with amounts between £100 and £250 being suggested. This is wrong....
...Expanding too fast to a broader range of products and markets brings the danger of over-reliance on volume guarantees and creating a moral hazard: that all companies seek risk underwriting before undertaking...
...Yet there is a moral hazard in this way of thinking....
...Regarding Charles Goodhart’s solution for dealing with moral hazard in light of recent bank failures (Letters, March 24), we need only remind ourselves of The Devil’s Dictionary (1911), and Ambrose Bierce...
...It does so at the cost of greater moral hazard — a fancy term for the incentive for risky behaviour that comes with a safety net....
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