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As interest rates stay higher for longer, those looking to refinance face some difficult choices
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...This “distorts” investment choices for these kinds of shares, the IFS said, particularly for older people looking to minimise their IHT liability....
...Pension freedom reforms launched in 2015 have given individuals far more choice....
...Jeremy Hunt, chancellor, has defended using his Autumn Statement to cut business and personal taxes by £20bn, rather than putting the money into strained public services, struggling with high inflation....
...Rising mortgage rates have meant many landlords have had no choice but to increase rents.”...
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...And the desire for payback is not simply a personal characteristic of the leader — it is the name of the game....
...Adam said the bank will protect access to a range of payment choices, including cash “for as long as people need [it]”....
...adventurousness in investment choices that reflect prevailing investment themes at present”....
...As well as having the right knowledge, experience and competency, you should consider your personal needs and expectations....
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...Handled badly, this could lead to fees rising as investment choices and customer service levels slip....
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...personal taxes....
...Lighter touch regulation and a deepening of investment choices will attract more candidates, but raise risk factors....
...The first is payroll giving — also known as “give as you earn” — which involves donating via a direct deduction from your pay (or pension) to a charity of your choice....
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...Mortgage lender Perenna, which offers rates fixed for 20 or 30 years, says the market is “fundamentally ageist”, with older borrowers suffering from limited choice when seeking a mortgage later in life....
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...“It’s still a choice for people.”...
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