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...More than half of BlackRock’s $10tn in assets under management are retirement savings, including institutional pension funds, corporate defined contribution plans known as 401(k)s and individual accounts...
...Many recordkeepers still do not offer ETFs in 401(k) accounts because of operational issues. But it is not just ETFs that are taking money from mutual funds....
...Instead, employers offered to match their workers’ contributions to a slate of mutual funds inside a tax-advantaged retirement plan, usually known as a 401(k) after the relevant section of the tax code....
...However F/m argues that the funds, like all ETFs, are largely off limits to investors saving for their retirement in 401(k) pension plans, a key market for bonds....
...The legislation would allow ordinary Americans to more easily allocate their 401(k) contributions towards private equity funds, an asset class previously unavailable....
...Since 2012, the Tod’s Group has pledged to donate one per cent of its annual net profits to social responsibility efforts, particularly in the Marche region, where it funds an anti-violence centre, a social...
...While a number of big asset managers offer robo-advisers to retail clients, NextCapital is unusual in that it provides services within 401(k) plans....
...It is working with every supplier to try to replicate those savings....
...Local authorities redesigned town centres to favour walking and cycling over polluting private car access, and gave more space on streets to local businesses....
...Between pandemic-related market volatility and the government’s resulting stimulus package, 401(k) plan sponsors have no shortage of questions for their advisers....
...Money wrongfully removed from a 401(k) plan is difficult to recover, he says, heightening anxieties that a person’s life savings could be wiped out with one hack....
...Molasses runs downhill faster than the US 401(k) industry adapts to new investment trends, according to pension advisers....
...Now 31, Ms Federico is among the youngest people to appear on the FT 401(k) list this year....
...Target-date funds run by managers who also provide investment consulting services to 401(k) plans underperformed conflict-free funds by 40 to 50 basis points per year....
...The practice helped a local pre-school establish a 401(k) plan, for example, and continues to provide consulting services and one-on-one meetings with staff....
...(k)s (Ignites)...
...The company is an important supplier of 401(k) pension plan services and other savings products to millions of Americans....
...Some 91 per cent of FT 401 advisers say they conduct one-on-one meetings with plan participants to discuss retirement investing and planning while 86 per cent offer on-demand assistance to participants via...
...Mr Dillard quantified the net inflows in the past several weeks at $3bn from “institutional investors, private clients and 401(k) [retirement savings] plan sponsors”....
...In addition to retail investors, many Americans are exposed to the stock market through their pension plans, 401(k)s — a kind of defined-contribution pension — individual retirement accounts, mutual funds...
...GE was “committed to helping our employees through this transition”, Mr Cox added, including by providing some money to kick-start 401(k) savings plans....
...At 45, she wrote: “Women who have it all should try having nothing: I have no husband, no children, no real estate, no stocks, no bonds, no investments, no 401(k), no CDs, no IRAs, no emergency fund — I...
...But, according to one recent survey, one in five UK households have no savings at all, and two in five have less than £1,000 in savings....
...The counter argument is that they are sitting on more than $2tn in cash and should tap that to help their ailing investments, not taxpayers’ money aimed at saving your local deli....
...(k) pensions are rife....
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