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...“Both Abbey and Alliance & Leicester have product strengths and weaknesses, but the merging of their product portfolio should make for a very strong all- rounder,” added Gardner....
...“It is a case of the less you need to borrow, the better deal you are going to be offered by lenders now,” said Sean Gardner, chief executive of MoneyExpert.com....
...Sean Gardner, chief executive of MoneyExpert.com, said: “Clearly lenders have identified certain types of spending behaviour that cause concern and are doing what they can to tighten their terms and conditions...
...“Many borrowers will think this is a gamble worth taking,” said Gardner....
...“Credit card companies have had a rough ride with bad debt so it’s no surprise they are becoming stricter on who they’ll lend to,” said Sean Gardner, the chief executive of MoneyExpert.com....
...Gardner warns, however, that borrowers should perhaps not breathe a sigh of relief just yet. “Inflation is still a concern and risks remain on the upside,” he said....
...Nick Gardner, director at Chase De Vere Mortgage Management, warns that borrowers should not expect any refund to fly through their front door: “It is a shame that it is left up to borrowers to dig around...
...Nick Gardner, director at Chase De Vere Mortgage Management, said: “It is quite possible that if people borrow the maximum they can get away with they will be overstretching themselves....
...Nick Gardner, director at Chase De Vere Mortgage Management, says: “These loans should be approached with extreme caution....
...Nick Gardner, director of Chase De Vere Mortgage Management, says: “The rate rise will stretch affordability for homeowners and buyers even further, especially for first-time buyers and many buy-to-let investors...
...Nick Gardner, director of Chase De Vere Mortgage Management, said: “First-time buyers have been struggling for some time and this will only make life harder for them.”...
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