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...Developers turned to inland cities such as Tracy and Stockton, 1½ hours away, to build masses of new housing developments intended for commuters to San Francisco....
...“This highlights the appetite from buyers with small deposits for more products in this range,” says Nigel Stockton of Countrywide....
...“It’s good news that we’re seeing more innovation at the high loan-to-value end of the market, but borrowers need to recognise that it is a niche product that will only suit some people,” says Ray Boulger...
...Ray Ferguson, the bank’s chief executive for Singapore and south-east Asia, said in an FT interview in November that Standard Chartered planned to add 4,000 employees over two years to its existing 20,000...
...“Savage and unfair” was the verdict on the CSR’s cuts to local government funding from Ray Mallon, elected mayor of Middlesbrough....
...While his house in Stockton is well-kept, the Parkfield estate around the corner, due for demolition, is high in crime and heroin use....
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