Hints and tips:
...“I prefer Paytm — it means I don’t have to handle cash,” says Manoj Shah, 45, in his family’s stationery shop....
...Manoj Kashyap, who leads PwC India’s financial services division, provides an explanation: Global uncertainties, a slowdown in the Indian economy and a lack of enabling policy framework in Q3 and Q4 ’12...
International Edition