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...In a further move aimed at boosting the UK economy, the chancellor confirmed plans for pension funds, from 2027, to disclose their UK asset allocations, in addition to performance data and charges....
...Thanks to the actions of governments and regulators, the UK is unique as the only country with a major stock exchange without significant financial support from domestic insurance and pension funds....
...The pension funds and insurers the author mentions tend to be on the receiving, not the profiting, end of such free riding, so protections against free riding will benefit them too....
...Yet when you look at flows, even half that amount would help reverse the estimated £14bn withdrawn from UK equity funds last year or boost the £9bn or so in annual flows by UK pension funds into UK equities...
...Pension funds had run down their equity holdings to near-zero. Quirky accounting standards and pressure from The Pensions Regulator had pushed them into liability-driven investment....
...A change of government could yet see a wholesale transformation of the tax relief environment....
...Nimesh Shah So lots of tax relief associated pension contributions. If you put money into a pension as a top-rate taxpayer, 45 per cent, you effectively get 45 per cent tax relief....
...Take Calstrs, the $327bn US pension fund that is one of the world’s biggest backers of private equity....
...Pension boost He has nevertheless started to think about how his windfall might boost his pensions — currently a mix of the state pension, a defined benefit fund from a past employer and a defined contribution...
...The biggest, in the areas of pensions, home sales and VAT, run the risk of major political backlashes....
...Ten of the UK’s largest pension providers signed the deal, pledging to invest up to 5 per cent of the assets in their default funds into unlisted equities by 2030....
...“It’s extremely worrying that so many more people are withdrawing funds from their pensions and at higher rates,” said Alice Guy, head of pensions and savings at investment platform Interactive Investor....
...of tax relief....
...If you’re paying that money into your pension, it goes in tax-free and it can grow tax-free. That’s the real magic of tax relief....
...with pension funds and other private creditors had stalled....
..., and tax relief for mortgage payments....
...EIS and VCTs benefited from investors seeking tax-relief when the annual allowance for pensions was capped....
...Pension Protection Fund (PPF) in the past year....
...While rates are rising, institutional investors such as pension funds and insurers typically buy short-term assets such as government bills and commercial paper directly because they can earn a slightly...
...So we will build on the Edinburgh and Mansion House reforms to unlock more pension fund capital....
...taxpayers had “spent a fortune” in tax relief to help build up funds....
...Investments are also exempt from capital gains and dividend tax. Tax relief has acted as a draw for retail investors at a time when capital gains and dividends allowances have been halved....
...As you are in well-paid jobs you should ensure you both make healthy contributions into your pensions, primarily to plan for your future and to benefit from the generous tax relief available on contributions...
...Vanguard’s patent expired in May, prompting Dimensional Fund Advisors and PGIA, the US arm of Australian asset manager Perpetual, to file for exemptive relief from the US Securities and Exchange Commission...
...Moira O’Neill Flexibility is a really important point and it’s why a lot of people use Isas alongside pensions. With pensions, your money is locked away until retirement age....
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