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...“This will be in the bank’s terms and conditions, but people just aren’t as used to rate rises we’ve seen over the past 18 months,” said Andrew Hagger, a personal finance expert at MoneyComms....
...Andrew Hagger, a personal finance expert at MoneyComms, described the case as a “massive fine for what looks like a huge admin error”, rather than anything more systemic....
...“The majority of customers have easy access accounts,” said Andrew Hagger, a personal finance expert at MoneyComms....
...Andrew Hagger is a personal finance expert and founder of consumer website MoneyComms.co.uk...
...While Chase does not have a minimum income requirement for a current account it requires smartphone access and does not currently offer joint accounts, said Hagger, potentially limiting some customers....
...While cash is “very simple with no risk”, stocks and shares Isas are “more medium to long-term products,” said Hagger....
...Outstanding photography from Louise Hagger....
...“While it is possible to compare the charges on overdrafts much more easily now, they’re all much of a muchness,” said Mr Hagger....
...Andrew Hagger, a personal finance expert and founder of consumer website MoneyComms, said this was likely to reflect the requirement of insurers for customers facing cancelled flights or holidays to turn...
...Andrew Hagger, personal finance expert and founder of consumer website MoneyComms, said: “I’m surprised that the planned increase is still going ahead as it doesn’t fit in any way shape or form with what...
...Mr Hagger accepts these limitations. “Even if you cut down, you could still make some savings,” he says....
...“However, depending on your credit rating you may only be offered 14 months (half the term) and a much higher rate of 29.9 per cent on purchases,” Mr Hagger said....
...“The cash Isa market is stagnant and it's a sad state of affairs that it's got to the stage where some consumers need incentives to kick them into action,” said Andrew Hagger, founder and director of Moneycomms.com...
...According to Mr Hagger, rising competition in the mortgage market may have led to the trimming of interest rates on savings accounts....
...“It’s good to see the regulator trying to simplify the easy access cash savings market but it’s too early to know if this will have a positive outcome for UK savers,” said Andrew Hagger, founder of personal...
...Mr Hagger points out that it is highly unlikely that your bank, building society or investment provider will ever telephone out of the blue, so this should immediately put you on your guard....
...Andrew Hagger, personal finance expert and founder of consumer website MoneyComms, said: “It’s worrying that people don’t appear to appreciate the importance of having and managing their credit report....
...Andrew Hagger, personal finance expert and founder of consumer website MoneyComms, said: “Once you are a customer, your card provider can increase your rate if they feel there has been a change in your financial...
...Andrew Hagger, personal finance expert and founder of consumer website MoneyComms, said scrapping the bonds was “another body blow for UK savers . . . who will soon be looking for a new home for their savings...
...Andrew Hagger, personal finance expert and founder of consumer website MoneyComms, said: “I’m not against the idea of a central ‘insurance style pot’ but I wouldn’t like to see banks passing this fee on...
...“HMRC expect you to complete your tax information accurately and send it to them on time, so they are not living up to their own rules,” Mr Hagger added....
...Andrew Hagger, personal finance expert at Moneycomms, said: “If you withdraw cash on your credit card, it will show on your credit record and could be a danger sign to other lenders that may look at your...
...“Based on the Bank of England’s inflation calculator, £10,000 in 1998 would be worth just £3,706 30 years later,” said Andrew Hagger, founder of savings website MoneyComms....
...In a statement on Monday Mr Hagger said he took accountability for what happened on his watch....
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