Hints and tips:
...Crossword 16,419: Paul Rock, Walden, England; James Simpson, France; Hugh Guilford, Buckinghamshire, England Polymath 1,064: Michael Foottit, London Crossword 16,413: James Leaver, Sydney; Ardeshir Dalal, Texas...
...What really happened at Northern Rock, Royal Bank of Scotland et al? This gives you a clearer idea....
International Edition