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...“We are facing some extremely challenging times,” said Nadra Ahmed, chair of the National Care Association, a professional body....
...The government created Freddie Mac, Ginnie Mae, mortgage-backed securities, modified mortgages and subsidised rates for homeowners. It was a 1 per cent mortgage era....
...But their share of the mortgage market, put at 2.6 per cent last year by consultants Baringa, is limited by what partner Emily Farrimond describes as “a lack of government policy, consumer awareness and...
...The Scottish government’s stance is “a disaster for everyone”, according to Walker....
...The National Day Nurseries Association has said higher national living and minimum wages due to come into effect in April will increase costs for providers by at least 10 per cent....
...The National Residential Landlords Association (NRLA), which represents landlords, also welcomed the respite, but said the prime minister’s announcement left property owners uncertain about what rules they...
...Chris Norris, policy adviser at the National Residential Landlords Association, which represents buy-to-let investors, said: “In the rest of the market it’s not a huge issue because there’s a lot of demand...
...As the FT editorial board writes, the gap between the government’s rhetoric and the reality will not go unnoticed by these voters when it comes to choosing the next government....
...The income needed to buy the average-priced starter home of $346,000, with a 10 per cent deposit, has more than doubled since 2020, to a little over $103,000, according to the National Association of Realtors...
...There are $117bn of commercial mortgages tied to offices which either need to be repaid or refinanced in 2024, according to data from the Mortgage Bankers Association....
...In 1970, the US Government National Mortgage Association (known as Ginnie Mae) engineered the first “passthrough” mortgage-backed securities, where the underlying individual loan payments flowed directly...
...Chris Norris, policy director at the National Residential Landlords Association, which represents buy-to-let landlords, says he is seeing more landlords selling, for a number of reasons....
...“It’s hugely problematic,” said Ben Beadle, chief executive of the National Residential Landlords Association. The answer, he added, was to “sort out the lack of homes”....
...Last week the European Fund and Asset Management Association warned that the looming changes to the time it takes to settle trades on Wall Street pose a “systemic” risk to currency markets....
...Investors in the UK pulled £13.6bn on a net basis from their home funds in 2023, according to the Investment Association, up from £1.1bn a year before....
...Almost all of the bank’s securities were in mortgages secured by government-based insurers. Deposit run? Nope....
...US homeowners still pay an average mortgage rate of 3.75 per cent — roughly half the rate on new mortgages....
...Fedspeak: Richmond Federal Reserve president Thomas Barkin will be taking part in a monetary policy and outlook webinar organised by the National Association for Business Economics....
...“These are good, well-paid, unionised jobs,” said Charlotte Childs, a national officer at the GMB union....
...In 2021, the National Association of Realtors estimated that just 44 per cent of black households owned their home, compared with 72.7 per cent of white ones....
...Over the past decade, 1.1mn plots with planning permission have not been built upon, claims the Local Government Association....
...Mortgage-holders are well distributed across the country, have tended to support the government, and taken together that means the ongoing hammer to their (or, if I am being honest and accurate, our) living...
...“I stand to lose my house if I can’t make my mortgage payments. I’m terribly worried about where I go from here.”...
...Almost 1mn Italian families missed payments on loans and mortgages in March, totalling €14.9bn as soaring interest rates strained household finances, according to the national bankers’ association Fabi....
...Inventory data from the National Association of Realtors is hovering around 1mn units, but usually averages 2-2.5mn, points out Jack Macdowell of Palisades Group....
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