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...Brokers and analysts have blamed a combination of cost of living pressures, higher mortgage rates and the underperformance of UK equity markets compared with US equity and global fixed-income markets....
...For those with less equity in their home, or older borrowers, part-and-part mortgages are growing in popularity, says Montlake....
...The US investment group owns 0.5 per cent of the shares in Scottish Mortgage and amassed the rest of the position via equity derivatives, taking it over the 5 per cent disclosure threshold, according to...
...Banks charge more for high loan-to-value mortgages, given the higher risk to the lender should the property fall into negative equity....
...Equities in Hong Kong and China were muted on Tuesday despite the country’s central bank announcing a reduction to the lending rate for mortgages on the mainland....
...Scottish Mortgage’s value surged during a pandemic-era tech stock rally, with shares rising 76 per cent between March and September 2020....
...Mortgages for house purchases, or remortgages, were down 21 per cent, while new lifetime, or equity release, mortgages were down 40 per cent....
...Purchasers with plenty of equity — borrowing no more than 60 per cent of the value of the property — can get a two-year fix with Barclays at 4.53 per cent....
...Homeowners, holding cheap legacy mortgages, become unwilling to sell their homes....
...Their troubles have weighed down the broader UK equity market....
...(Ethan Wu) The UK equity discount, redux Yesterday I wrote about the UK equity discount and whether it really exists....
...Neal Hudson, housing market analyst at Residential Analysts, said: “There would be a greater risk of negative equity obviously with this, you’d also be paying a premium mortgage rate, and it doesn’t necessarily...
...Its price to book value of nearly 3 times trumps that for mortgage-heavy Wall Street banks like JPMorgan, Bank of America and Wells Fargo. But Rocket doesn’t have appreciably higher return on equity....
...UK mortgage arrears peaked at 2.4 per cent in the financial crisis....
...Equities in Hong Kong and China fell on Tuesday despite the country’s central bank announcing a reduction to the lending rate for mortgages on the mainland....
...Hannah Our fixed term ends in July, but we want to release some equity for a home extension. What are the panel’s top tips? Claer Barrett OK, so releasing equity for home extension....
...They have locked up existing-home supply (no one will give up their 3 per cent fixed rate) and squelched mortgage demand. Without lower mortgage rates, a thaw is unlikely....
...New York-listed Blackstone Mortgage Trust, which Blackstone began to manage in 2013 as part of a push to diversify its assets beyond traditional private equity investments, provides loans to commercial real...
...Hedge fund short seller Muddy Waters on Wednesday revealed a short bet against a New York-listed mortgage trust managed by Blackstone, the private equity giant....
...Stockbrokers and analysts blame the exodus on a combination of cost of living pressures, higher mortgage rates and the poor performance of the UK equity markets relative to the US and to fixed-income products...
...Five years of paying a 30-year loan of $326,000 — the top of the AEI’s low price bucket — at the current new mortgage average rate of 7.17 per cent would net a borrower about $19,000 of equity in that time...
...The news may also be unwelcome for investors concerned about their equity portfolios. The FTSE 100 closed down 1.48 per cent on Wednesday, as questions about the pace of interest rate cuts swirled....
...So kind of the way to think about that, I think, is kind of how mortgages were bundled up and sold on as securities before the 2008 crisis....
...The lender has more than 3 per cent of the mortgage market and 8.6 per cent of the credit card market....
...Some of the biggest have come from the banks, such as Barclays’ £10bn capital return plan, but this week’s £1bn announcement from Scottish Mortgage shows investment trusts also hope to close the valuation...
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