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...US department stores offer all kinds of perks to get customers to sign up for their branded credit cards at the register....
...Strip away the glitz and the credit, and the luxury department store — once that great disruptive trailblazer of modern consumption — may be no more resilient to the trends ravaging the high street than...
...In the US, the Department of Transportation is looking into frequent-flyer programmes at major US airlines....
...Under the settlement, merchants are not required to pass on the savings from lower fees to consumers. They can also charge different prices to consumers based on which credit card they use....
...A lack of available loans from traditional UK lenders is pushing vulnerable consumers towards unregulated credit products as they struggle financially in the cost of living crisis, according to a study....
...still to a two-and-a-half-year low of 3.2 per cent....
...The merger would reduce the ranks of the top 10 US credit card companies, leaving fewer options for consumers....
...“For over a decade, credit card giants have been exploiting a loophole to harvest billions of dollars in junk fees from American consumers,” said Rohit Chopra, CFPB director....
...Credit card complaints in the UK have hit an all-time high as consumers rail against what they see as excessively high credit limits and interest rates....
...Of course, Vacheron has a long history of making unique and bespoke timepieces but, over the past 20 years or so, this has been formalised into a department called Les Cabinotiers....
...Now, the Department of Justice is reportedly preparing to sue Ticketmaster’s parent company Live Nation Entertainment over anti-competitive practices....
...of credit,” it said....
...It will also allow merchants to charge different prices to consumers based on which credit card they use....
...The department store was once a marker of civic prestige, an anchor of the main street, a place about potential. The joy of shopping was not so much in the destination but in the journey....
...Co-ordinating the objectives of the FCA, the Department for Work and Pensions and the Department for Education would be a good start....
...Asked about the Department of Justice’s recent move to sue Apple, over allegations that it was using its power to crush competition and limit consumer choice for smartphones, nearly three-quarters of voters...
...rule that could cap the amount of late fees credit cards can charge consumers....
...and clawing back credits....
...Even if households often put the cost of living above jobs in their hierarchy of economic concerns, why is Biden not getting much credit for it either?...
...Third, consumer spending — which has been strong, despite the higher cost of credit — has been propped up by the wealthiest Americans, who are also benefiting from rising home and equity valuations....
...These revenues grew to more than $14bn in 2022 of the $130bn issuers charged consumers in interest and fees, according to the Consumer Financial Protection Bureau....
...What does a good credit score say about a person? Ultimately that they are a “good consumer”. To be this good consumer, they must literally “buy in” to the idea of a kind of scarcity....
...UK nonprime borrowing accounted for about 4 per cent of the consumer credit market in 2013....
...“The level of debt has been rising a lot, and credit card loans carry the highest rates of most consumer debt,” said Robert Sockin, a global economist at Citi....
...At the request of the European parliament’s Committee of Economic and Monetary Affairs, the Policy Department issued advice on the mis-selling of foreign currency mortgages — defined as “practices that are...
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