Hints and tips:
...That future was derailed in the 1990s, after Merckle spent a year in Chattanooga, Tennessee, as part of his studies of social work with drug addicts....
...Is it because banks need more deposits to fund lending to a resurgent housing market? That’s almost certainly a factor....
...Would you agree with the view that the regulatory and supervisory authority in the US has indeed failed in its duty to ensure prudence in the credit market?R....
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