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OutlookPatti Waldmeir
Tackle the ‘credit invisibles’ to help close the racial wealth gap
...The US Consumer Financial Protection Bureau says 26mn (one in 10) Americans have no credit record and a further 19mn have insufficient or no recent credit history....
November 28, 2022
LexPan Kwan Yuk
The Lex Newsletter: the US is reducing its focus on FICO scores Premium content
...Versions of the algorithm are used by credit bureaux such as Equifax, Experian and TransUnion to generate the credit scores they provide to banks and credit card companies....
August 31, 2022
FT Live
Financial Adviser Service Awards 2024
Who gives you 5 star service?
Thursday, 21 NovemberNatural History Museum, Cromwell Road, London, UK
Max Seddon
A Moscow diary: fear, loathing and deep denial
...Plays directed by antiwar theatre directors still run but with their names excised from the credits....
January 6, 2023
The Future of Money
Unpacking India’s claim that its digital prowess reduces graft Premium content
...As ever, reach out to Imani (imani.moise@ft.com) and me (sid.v@ft.com) with your thoughts, suggestions and comments. We’ll be back again next Monday. Happy reading!...
August 1, 2022
The Future of Money
EU crypto proposals cast shadow over digital assets industry Premium content
...In some ways, working at Revolut was the pivotal moment: I was trying to work with a major credit bureau, and we wanted them to see customers on both sides of the Atlantic....
May 9, 2022
The Future of Money
Western sanctions on Russia lead to talks of a crypto clampdown Premium content
...Let us know at Imani.Moise@ft.com or Sid.V@ft.com. Is crypto a risk to sanction enforcement?...
March 28, 2022
FT Live
Global Private Banking Awards 2024
Celebrating excellence in wealth management
Thursday, 7 NovemberThe Landmark London, London, UK
Markets InsightCaroline Conway
Fico’s dominance in US credit scoring under challenge
...Given the commercial opportunity, credit bureaus like Equifax, Experian, and TransUnion — alongside lenders and Fico itself — have been pursuing alternative credit data and analytics for some time....
June 22, 2021
The Future of Money
The reports of overdraft’s death are greatly exaggerated Premium content
...Write to the FintechFT team at imani.moise@ft.com and sid.v@ft.com....
December 20, 2021
LexExperian PLC
Experian/credit checks: testing times Premium content
...A downturn in demand for personal finance audits is going to crimp the cash flow of the credit bureau itself....
April 3, 2020
Coronavirus
What’s next for the US coronavirus response? FT journalists respond
...Who is underwriting the credit risk? Laura Noonan: For the most part banks are underwriting the credit risk, with a few exceptions....
May 28, 2020
Equifax Inc
Equifax to pay almost $800m in US settlement over data breach
...credit reporting agency....
July 22, 2019
FT AlphavilleClaire Jones
To save the eurozone, the ECB must turn back time
...When Carney spoke six weeks ago, many policymakers were still confident of a sharp v-shaped recovery....
April 30, 2020
Unhedged
Closing the book on a tumultuous quarter Premium content
...Restoring dividends depends greatly on the economy attaining a V-shaped trajectory and generating a sharp rise in earnings....
March 31, 2020
News in-depthThe Big Read
Coronavirus: China’s risky plan to revive the economy
...Mr Qin is now trying to renew the loan but can only do so if he can find a credit company willing to guarantee it....
March 10, 2020
FirstFT
FirstFT: Today’s top stories
...(FT) In the news Equifax settles with US authorities Equifax, the credit-reporting agency, will pay up to $700m as part of a settlement with US authorities after a major 2017 hack that exposed the personal...
July 22, 2019
FT Live
Transforming the Finance Function with AI
Strategies for delivering advanced analytics, automation and decision-making
Thursday, 25 AprilDigital Conference
Companies
Prospering in the pandemic: 2020’s top 100 companies
...Idexx said in October that the animal health market had experienced a “V-shaped recovery”....
January 1, 2021
US & Canadian companies
Equifax hit with UK fine after huge data hack
...Equifax is still the subject of investigations by the US Bureau of Consumer Financial Protection and the Federal Trade Commission....
September 19, 2018
The Future of Money
Insurers jump on the cyber bandwagon Premium content
...Last week credit bureau Equifax reached a settlement worth up to $800m with US authorities over a 2017 hack that compromised the data of 150m people....
July 31, 2019
US & Canadian companies
Former Equifax executive charged with insider trading
...In late August, he allegedly used Bing to search online about the stock price impact of the 2015 breach of Experian, another credit bureau....
March 14, 2018
US & Canadian companies
Facebook reveals cyber attack affecting up to 50m users
...“Today’s disclosure is a reminder about the dangers posed when a small number of companies like Facebook or the credit bureau Equifax are able to accumulate so much personal data about individual Americans...
September 28, 2018
US politics & policy
US states move to fill consumer protection void
...Last week, for example, West Virginia joined Massachusetts in suing Equifax, the credit-scoring bureau at the centre of a huge data breach, for failing to safeguard the consumer information of hundreds of...
April 19, 2018
US & Canadian companies
US launches criminal probe into Equifax breach
...An Equifax spokesperson said that the three executives “had no knowledge that an intrusion had occurred” at the time they sold....
September 18, 2017
On Wall StreetBen McLannahan
Equifax response highlights raw deal for retail banking customers
...The angst continued this week, after Equifax — one of the top three credit-reporting bureaus, along with Experian and TransUnion — admitted it had allowed hackers to gain the personal data of up to 145m...
September 15, 2017
US & Canadian companies
US considers mortgage credit check shake-up
...Almost 45m individuals do not have a regular credit score, according to a 2015 study by the Consumer Financial Protection Bureau....
December 31, 2017
US & Canadian companies
Equifax flaws exposed by hack attack
...Those affected have been disappointed by Equifax’s offer of a year of free credit monitoring with its TrustedID product....
September 12, 2017

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