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...That raises concerns they will lose faith in the long-term value of 401(k) and other retirement savings plans and reduce contributions....
...Fink is not alone in his concerns about retirement. Congress has passed two reform packages in the past five years aimed at making 401(k) and other retirement plans more comprehensive and effective....
...It means that managers can continue to offer mutual funds to users of retirement schemes such as 401(k) plans, which give equal tax status to ETFs and mutual funds....
...Instead, employers offered to match their workers’ contributions to a slate of mutual funds inside a tax-advantaged retirement plan, usually known as a 401(k) after the relevant section of the tax code....
...One saving grace for mutual funds could be their use within retirement accounts, Apkarian said. Many recordkeepers still do not offer ETFs in 401(k) accounts because of operational issues....
...However F/m argues that the funds, like all ETFs, are largely off limits to investors saving for their retirement in 401(k) pension plans, a key market for bonds....
...plans such as 401(k)s that do not use ETFs....
...“In the US, everyone I know invests, whether it’s for their kids’ college funds or their 401(k) [pension] top-up . . . in the UK it’s only a minority who call themselves confident investors,” said Olley,...
...Perhaps comparing this year and last year’s 8-K filings with the vote results offers a small clue: We can’t imagine why they decided to ditch the percentage....
...The legislation would allow ordinary Americans to more easily allocate their 401(k) contributions towards private equity funds, an asset class previously unavailable....
...Fidelity also said it would allow investors to add cryptocurrencies to their portfolios in 401(k) retirement schemes....
...In recent months Schroders picked up a stake in the crypto-focused fund manager Forteus while Fidelity announced it would allow investors to add cryptocurrencies to their portfolios in 401(k) retirement...
...Michela TinderaChris says he plans to graduate in December. And now that school’s paid for, he’s really pulled back the reins on his investing strategy....
...(k), and health insurance upon retirement from play....
...I make the most of tax breaks (pensions and Isas for readers in the UK; 401(k) plans and Roth IRAs in the US) which make paper losses slightly easier to bear....
...People’s 401(k) plans are going to be down this year, but we’re unlikely at this stage to go into a deeper, long recession,” Gorman said....
...While a number of big asset managers offer robo-advisers to retail clients, NextCapital is unusual in that it provides services within 401(k) plans....
...SM co-chief executive Lee Sung-su — the nephew of founder Lee Soo-man’s late wife — plans to step down from the K-pop juggernaut in March, he announced via video amid a battle between two of South Korea’...
...In May fund manager Fidelity announced it would allow investors to add cryptocurrencies to their portfolios in 401(k) retirement schemes....
...“I lost about a hundred-and-something thousand dollars when the stock market crashed out of my 401(k),” Adams said. “We know it goes up and down....
...The failure of one of Drexel’s biggest clients, the Executive Life Insurance Company, destroyed the retirement incomes of thousands of Americans....
...US law discourages employers from putting ESG funds into 401(k) retirement plans....
...This forced it to abandoned its growth plans in June and cut a fifth of its workforce — more than a thousand people....
...(k) pension funds, individual retirement accounts and brokerage accounts....
Plus: ‘Set and forget’ investors stick with target-date funds; hopes of greater diversity as DoL allows private equity in 401(k) plans; it pays to be part of a bigger adviser business — especially during
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